Ruchi kalra net worth image

Uncovering India’s Most Profitable Startup Founder, Ruchi Kalra Net Worth.

She is one of the Self made women entrepreneurs changing the business dynamics and becoming a source of inspiration for many aspiring women entrepreneur.

The intresting thing is that out of the total 111 unicorns in India, Ruchi kalra is the founder of 2 unicorn companies. Sounds Intresting Right 😀

Kalra success offers a blueprint for entrepreneurs and showcases the power of passion and innovation. 

let’s Know the success story of a strong women

                    Quick Info

Age (as of 2024):    41 years             

Profession :          Entrepreneur 

Husband:             Asish Mahapatra 

Known for - India first husband wife unicorn   

Family :               one daughter               

Hometown:         Delhi

Nationality:           Indian

Marital status:      Married 

Eye colour:            Black

1.Who is Ruchi kalra ?

Ruchi kalra image

A woman behind the most successful and profitable startup, she co-founded two startups with her husband, Asish Mahapatra; both startups, Oxyzo and Ofbusiness, achieved the Unicorn bookmark. 

A remarkable achievement by Ruchi Kalra true power couple that breaks all boundaries. 

After college placement, she works with McKinsey & Company gurgaon in the financial sector. She learned many new things in that company, and those lessons helped her build a profitable business. 

She knows how to extract profit from every transaction. Ruchi Kalra is growth and profit-oriented.

2.Ruchi Kalra Age and Education?

Ruchi kalra education image

Ruchi Kalra age is 41 years old as of 2024. She is IItian and builds two companies after being rejected 73 times.

But She never lose hope You must have heard this saying – (Shoot for the moon if you miss still be among the stars

Ruchi Kalra completed her B.Tech in Chemical Engineering from IIT Delhi in 2004 and her MBA from the Indian School of Business in Hyderabad in 2007.

She worked at Mckinsey for over eight years. She completed her schooling at home town, General Raj’s School.

Read Also – Journey of inder jaisinghani Rags to riches story

3. Ruchi family background?

Dream Without Boundaries and Leap Without Holding Back,” says Ruchi Kalra, co-founder of OfBusiness and Oxyzo. 

She is hard-core Delhiite,Born and brought up as a single child in a middle-class Punjabi family. She has one daughter and has run OfBusiness from her office in Gurgaon since the end of2015.

4.Ruchi Kalra Husband?

Indian's first husband wife duo to have unicorn each

Ruchi’s husband is Asish Mahapatra.

Ruchi is the CEO of Oxyzo Financial services private limited,and Asish is the CEO of OfBusiness. They are both co-founders. 

He meet Ruchi in McKinsey they work together in different departments, but actually they met at an engagement party where they worked with the same client. They do many works together in McKinsey. Ashish After quitting McKinsey, they also worked together. 

5.What is Ruchi Kalra doing after education?

Firstly, her education played a very crucial in her journey.

Ruchi’s journey to success began with her academic excellence after completing a B.Tech. and MBA.

After working with McKinsey for over 8 years, Kalra decided to take a taste of entrepreneurship after gaining so much experience at McKinsey.

 In 2015, Ruchi kalra and asish Mahapatra co-founded Ofbusiness, a B2B platform where they sell raw materials to SMEs. After that, they faced many challenges and rejection. 

Ruchi Kalra, team determination, and strategic vision of business Became a unicorn and profitable. Her journey does not end here; Kalra sees the gap in the lending business, so she co-founded Oxyzo Financial Services Private Limited in 2017.

6.Ruchi Kalra net worth?

Ruch kalra net worth

She is the co-founder of two companies with her husband; both of them are unicorns and profitable. As of 2024, Ruchi Kalra’s net worth is estimated at around 3000 cr.

In the financial year 2021,oxyzo financial revenue was Rs 197 crore and in FY23 revenue was Rs 570 crore see the exponential Growth.

Intresting things is that, according to oxyzo In FY24 this B2B fintech unicorn oxyzo recorded 58.4% YOY growth , revenue from operation is Rs 903 crore.

7.What Make Ruchi company profitable and sustainable?

From day 1, Ruchi Kalra was clear about profitability and sustainability.  

Ruchi explains: All of us had gained several years of corporate life and experiences and were done with it. That is when we thought of doing something different. We wanted to be capital efficient and focus on profitability, and a combination of a great founding team and a deep market got us all excited.”

Read Also – How a man build company of Rs 200cr in just 3 years

Let’s make it simple. Oxyzo is well focused on: 

  • cost control
  • Focus on profit 
  • Oxyzo shut down businesses and products that don’t perform well or don’t give good ROC.
  • To solve a big problem, create a debt marketplace for SMEs to access a good amount of funds.

8. What is the Ruchi Company oxyzo business model?

Ruchi company oxyzo business model

Oxyzo Financial Services, a unicorn company, provides financial services to SMEs. 

In simple words, they provide loans to various types of businesses in different activities. Oxyzo offers loan processing timelines of 48 hours, and the company provides secured and unsecured loans to businesses.

 Oxyzo is serving more than 5000+ SMEs across India, having 5000+ crore AUM (asset under management).

9.Ruchi Kalra’s mistake at the time of starting business?

Initially, Ruchi started a logistics business, but then she realized that it couldn’t make money, so she shut it down,then started oxyzo finance. 

So learning is—if you know it can’t make money, it probably can’t make money and it will not make money. Instead of doing 10 things,focus on only 1 thing.

So this power couple of India, Ruchi Kalra and Asish Mahapatra, set an example of hard work and perseverance. Anyone can achieve anything.

FAQ?

Frequently asked questions

The networth of oxyzo founders is INR 400Cr as of 2024.

The lending B2B arm has reported Rs 903 cr revenue in Fy24 up by 59% and net profit rise to 47% to 290 cr .

Average annual salary in oxyzo financial is Rs 10 lakh per annum.

Oxyzo is Gurgaon based NBFC , provide secured and unsecured loans to customer.

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